Pooja Ramesh Singh v. Jammu & Kashmir Bank: AI Breaches The Sanctity Of The Adjudication System. Who Is Accountable?

Abstract

This paper critically examines the issue of the introduction of AI into the adjudication system for legal research, finding cases and drafting, in light of the recent landmark Supreme Court judgment in the case of Pooja Ramesh Singh v. Jammu and Kashmir Bank Ltd., 2026 INSC 668 (India). The case raised an issue relating to the legal validity of AI-hallucinated cases in judicial decisions and the accountability of concerned professionals. The judgment takes a balanced view, acknowledging the inevitable use of AI in court procedures while providing for mandatory human control. A comparative analysis with US and UK case law shows the judgment converging with global judicial trends. Despite the strengths, it suffers from certain shortcomings which need to be addressed for efficient functioning and maintenance of the sanctity of the adjudication system. The analysis concludes by providing a way forward for implementation of guidelines targeting AI governance and responsible use of AI in the courtroom.